STANDARD EQUITY
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UP TO 60% LTV
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12.5 to 14% rate
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3-5 Year terms
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6-12 month interest guarantee
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accounts serviced locally
EQUITY PLUS
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UP TO 80% LTV
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15 to 18% rate
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2 year terms
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6-12 months interest guarantee
Fix-n-Flip
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UP TO 80% LTV
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18% Rate
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1yr term
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no interest guarantee or prepay penalty
LTV Calculation
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Purchases - LTV based on purchase price
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Refi's within 1 yr- LTV based on acquisition price + upgrade costs
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Refi's after 1 yr - LTV based on current market value
Property Types
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Investment Residential or Commercial
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Owner occupied on purchase loans only


